ETHICAL LIFE
Identity card
PensPlan Profi Open Pension Fund
On the register held by COVIP under no. 147
Date of establishment of the fund: 17.05.2004
Nome of sub-fund: Ethical Life High Growth
Date of beginning of the sub-fund: 02.07.2018
Portfolio risk: High
Sub-fund category: Equities
Time horizon: Long (over 15 years)
Benchmark: 5% ICE BofAML Euro Currency 3 Month Deposit Offered Rate Constant Maturity, 20% ICE BofAML Euro Government Index, 5% ICE BofAML Euro Corporate Senior Index, 49% MSCI Daily TR Net EMU Index, 21% MSCI Daily TR Net World Ex EMU Index.
Valuation of the fund units: fortnightly
Fees paid by the sub-fund
Management: 1,35%
Performance: 0,00%
Costs charged to the member
One-off at the subscription: 30 €
Annual administration for members resident in Trentino-South Tyrol: 5 €
Annual administration for members not resident in Trentino-South Tyrol: 17 €
Annual solidarity contribution to guarantee microfinance and financial support projects through crowd-funding initiatives 3 €
Transfer to another sub-fund: 10 €
Transfer to another Fund: 10 €
Practical opening "Supplementary Invested Income"
[RITA] : 50 €Annuity disbursement phase: see Annex No. 3 of the Fund Regulations
Key points description
Management responds to the needs of a person who still has many years of work ahead and is particularly sensitive to the social, environmental, and governance characteristics of the securities in which s/he invests and seeks attractive returns to adequately increase her/his assets. The investment policy provides for 5% of the available funds invested in monetary and liquidity instruments, 25% in bond instruments, and the remaining 70% in equity instruments. The percentage of equities can vary from a minimum of 50% to a maximum of 90%, to fall to 0% in exceptional market phases to limit portfolio risks.
The Fund makes available, free of charge, to all members, a system of automatic alerts suggesting the reallocation of the pension investment based on a “life cycle” principle.
Identity card
PensPlan Profi Open Pension Fund
On the register held by COVIP under no. 147
Date of establishment of the fund: 17.05.2004
Nome of sub-fund: Ethical Life Growth
Date of beginning of the sub-fund: 02.07.2018
Portfolio risk: Medium
Sub-fund category: Balanced
Time horizon: Long (over 15 years)
Benchmark: 5% ICE BofAML Euro Currency 3 Month Deposit Offered Rate Constant Maturity, 36% ICE BofAML Euro Government Index, 9% ICE BofAML Euro Corporate Senior Index, 35% MSCI Daily TR Net EMU Index, 15% MSCI Daily TR Net World Ex EMU Index.
Valuation of the fund units: fortnightly
Fees paid by the sub-fund
Management: 1,10%
Performance: 0,00%
Costs charged to the member
One-off at the subscription: 30 €
Annual administration for members resident in Trentino-South Tyrol: 5 €
Annual administration for members not resident in Trentino-South Tyrol: 17 €
Annual solidarity contribution to guarantee microfinance and financial support projects through crowd-funding initiatives 3 €
Transfer to another sub-fund: 10 €
Transfer to another Fund: 10 €
Practical opening "Supplementary Invested Income"
[RITA] : 50 €Annuity disbursement phase: see Annex No. 3 of the Fund Regulations
Key points description
Management responds to the needs of a person who still has a few years of work ahead and is particularly sensitive to the social, environmental, and governance characteristics of the securities in which s/he invests. The investment policy provides for 5% of the total assets of the Sub-fund invested in monetary liquidity instruments, 45% in bond instruments, and the remaining 50% in equity instruments. The percentage of equities may vary from a minimum of 35% to a maximum of 65%, to decrease to 0% in exceptional market phases to limit portfolio risks.
The Fund makes available, free of charge, to all members, a system of automatic alerts suggesting the reallocation of the pension investment based on a “life cycle” principle.
Identity card
PensPlan Profi Open Pension Fund
On the register held by COVIP under no. 147
Date of establishment of the fund: 17.05.2004
Nome of sub-fund: Ethical Life Balanced Growth
Date of beginning of the sub-fund: 02.07.2018
Portfolio risk: Medium
Sub-fund category: Mixed bonds
Time horizon: Medium/Long (between 10 and 15 years)
Benchmark: 5% ICE BofAML Euro Currency 3 Month Deposit Offered Rate Constant Maturity, 52% ICE BofAML Euro Government Index, 13% ICE BofAML Euro Corporate Senior Index, 21% MSCI Daily TR Net EMU Index, 9% MSCI Daily TR Net World Ex EMU Index.
Valuation of the fund units: fortnightly
Fees paid by the sub-fund
Management: 1,00%
Performance: 0,00%
Costs charged to the member
One-off at the subscription: 30 €
Annual administration for members resident in Trentino-South Tyrol: 5 €
Annual administration for members not resident in Trentino-South Tyrol: 17 €
Annual solidarity contribution to guarantee microfinance and financial support projects through crowd-funding initiatives 3 €
Transfer to another sub-fund: 10 €
Transfer to another Fund: 10 €
Practical opening "Supplementary Invested Income"
[RITA] : 50 €Annuity disbursement phase: see Annex No. 3 of the Fund Regulations
Key points description
Management responds to the needs of a person who still has only few years of work ahead and is particularly sensitive to the social, environmental, and governance characteristics of the securities in which s/he invests. The investment policy provides for 5% of the total assets of the Sub-fund invested in monetary and liquidity instruments, 65% in debt instruments, and the remaining 30% in equity instruments. The equity component may range from a minimum of 21% to a maximum of 39%, and may decline to 0% in exceptional market phases to limit portfolio risks.
The Fund makes available, free of charge, to all members, a system of automatic alerts suggesting the reallocation of the pension investment based on a “life cycle” principle.
Identity card
PensPlan Profi Open Pension Fund
On the register held by COVIP under no. 147
Date of establishment of the fund: 17.05.2004
Nome of sub-fund: Ethical Life Conservative
Date of beginning of the sub-fund: 02.07.2018
Portfolio risk: Low
Sub-fund category: Mixed bonds
Time horizon: Medium (between 5 and 10 years)
Benchmark: 5% ICE BofAML Euro Currency 3 Month Deposit Offered Rate Constant Maturity, 68% ICE BofAML Euro Government Index, 17% ICE BofAML Euro Corporate Senior Index, 7% MSCI Daily TR Net EMU Index, 3% MSCI Daily TR Net World Ex EMU Index.
Valuation of the fund units: fortnightly
Fees paid by the sub-fund
Management: 0,80%
Performance: 0,00%
Costs charged to the member
One-off at the subscription: 30 €
Annual administration for members resident in Trentino-South Tyrol: 5 €
Annual administration for members not resident in Trentino-South Tyrol: 17 €
Annual solidarity contribution to guarantee microfinance and financial support projects through crowd-funding initiatives 3 €
Transfer to another sub-fund: 10 €
Transfer to another Fund: 10 €
Practical opening "Supplementary Invested Income"
[RITA] : 50 €Annuity disbursement phase: see Annex No. 3 of the Fund Regulations
Key points description
Management responds to the needs of a person who is now close to retirement, and is particularly sensitive to the social, environmental, and governance characteristics of the securities in which s/he invests and decides to opt for prudent management. The investment policy is to invest 5% of the sub-fund’s total assets in monetary and monetary equivalents, 85% in debt instruments and the remaining 10% in equity instruments. The equity percentage may vary from a minimum of 0% to a maximum of 13%.
The Fund makes available, free of charge, to all members, a system of automatic alerts suggesting the reallocation of the pension investment based on a “life cycle” principle.
Identity card
PensPlan Profi Open Pension Fund
On the register held by COVIP under no. 147
Date of establishment of the fund: 17.05.2004
Nome of sub-fund: Ethical Life Short Term
Date of beginning of the sub-fund: 02.07.2018
Portfolio risk: Low
Sub-fund category: Pure bond
Time horizon: Short (up to 5 years)
Benchmark: 5% ICE BofAML Euro Currency 3 Month Deposit Offered Rate Constant Maturity, 95% ICE BofAML Euro 1-3 Year Government Index.
Valuation of the fund units: fortnightly
Fees paid by the sub-fund
Management: 0,70%
Performance: 0,00%
Costs charged to the member
One-off at the subscription: 30 €
Annual administration for members resident in Trentino-South Tyrol: 5 €
Annual administration for members not resident in Trentino-South Tyrol: 17 €
Annual solidarity contribution to guarantee microfinance and financial support projects through crowd-funding initiatives 3 €
Transfer to another sub-fund: 10 €
Transfer to another Fund: 10 €
Practical opening "Supplementary Invested Income"
[RITA] : 50 €Annuity disbursement phase: see Annex No. 3 of the Fund Regulations
Key points description
Management responds to the needs of a person who is now close to retirement, and is particularly sensitive to the social, environmental, and governance characteristics of the securities in which s/he invests and decides to opt for a very prudent management. The investment policy is to invest 5% of the sub-fund’s total sub-fund in monetary and liquidity equivalents, 95% in debt instruments. For the monetary and bond component, investments are diversified while maintaining a preference within the Eurozone.
The Fund makes available, free of charge, to all members, a system of automatic alerts suggesting the reallocation of the pension investment based on a “life cycle” principle.